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4 Savings Challenges to Boost Your Savings Goals
Is saving more money one of your New Year’s resolutions this year? Beginning to save money can be overwhelming if you’re not sure where to start. Take the pressure off your financial goals by making saving fun with one of our savings challenges. Savings challenges are great for building consistent saving habits while also growing your savings…
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4 Reasons to Use Mobile Wallet When You Shop
If you have a smartphone, you can use its mobile wallet feature to shop smarter and safer this year. Here are a few reasons to load payment cards to your phone’s mobile wallet to use at your next checkout. Reason 1: Your transactions are secure. When you set up your mobile wallet, your card details are protected by a…
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4 Reasons to Refinance Your Car This Winter
On average, Americans spend $1,000 during the holiday season, with over half of that on holiday gifts alone. In addition to gifts, people also spend money on holiday travel, decorations, food, winter activities, and more! On top of all that, you also need to pay your regular monthly expenses, such as rent/mortgage, utilities, insurance, and…
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5 Simple Strategies to Save Money for the Holidays
The holiday season is a time for joy, family, and celebration—but it can also bring financial stress. Between gifts, decorations, and festive meals, expenses add up quickly. The good news? With a bit of planning and wise choices, you can enjoy the holidays without breaking the bank. Here are 5 easy strategies to help you…
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Top Cost Considerations of Owning a Pet
Owning a pet is one of life’s great pleasures! We adore our furry friends—whether they’re cats, dogs, rabbits, guinea pigs, or even gerbils! Who wouldn’t want a playful buddy to share their lives with? When it comes to how much a pet will cost you, there can be a big range. Some pets are quite…
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Don’t Let Subscriptions Drain Your Wallet
Let’s begin with a short story: There are many people out there who can relate to Ryan’s story. We eagerly sign up for subscriptions to services and platforms that we don’t always remember we’re on the hook to pay for month over month. The real challenge arises when we’ve accumulated so many subscription services over…
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Food Delivery Apps and the True Cost of Convenience
It’s hard to resist the ease and comfort of using a food delivery service. Whether it’s for lunch, dinner, or a few simple items you need from the local grocery store, these services bring the world to your doorstep. Delivery app services like Uber Eats, DoorDash, and Grubhub may be easy and convenient to use,…
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5 Tips to Start Building Wealth in Your 20s
Many Americans often delay building a financial plan until they’re much further along in life, typically waiting for unexpected circumstances to push them into action. This habit of postponing critical decisions can create unnecessary stress and limit our ability to grow wealth. Instead of taking charge, we allow life’s pressures to dictate our financial choices,…
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Steps to Track Your Net Worth
The dictionary defines net worth as “the total wealth of an individual, company, or household, taking account of all financial assets and liabilities.” Most people will agree that the definition of net worth is simply: assets – liabilities = net worth. Now that we know what it is, why is it essential to track it? …
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3 Benefits of Using Personal Finance Apps
Personal finance apps continue to rise in popularity as people grow more digitally savvy and tech expands in processing and functionality. Using a personal finance app can significantly improve your financial game by helping you overcome challenges, get organized, and stay on track to meet goals. A report from Future Data Stats states that 70%…
