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Food Delivery Apps and the True Cost of Convenience
It’s hard to resist the ease and comfort of using a food delivery service. Whether it’s for lunch, dinner, or a few simple items you need from the local grocery store, these services bring the world to your doorstep. Delivery app services like Uber Eats, DoorDash, and Grubhub may be easy and convenient to use,…
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5 Tips to Start Building Wealth in Your 20s
Many Americans often delay building a financial plan until they’re much further along in life, typically waiting for unexpected circumstances to push them into action. This habit of postponing critical decisions can create unnecessary stress and limit our ability to grow wealth. Instead of taking charge, we allow life’s pressures to dictate our financial choices,…
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Steps to Track Your Net Worth
The dictionary defines net worth as “the total wealth of an individual, company, or household, taking account of all financial assets and liabilities.” Most people will agree that the definition of net worth is simply: assets – liabilities = net worth. Now that we know what it is, why is it essential to track it? …
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3 Benefits of Using Personal Finance Apps
Personal finance apps continue to rise in popularity as people grow more digitally savvy and tech expands in processing and functionality. Using a personal finance app can significantly improve your financial game by helping you overcome challenges, get organized, and stay on track to meet goals. A report from Future Data Stats states that 70%…
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Make The Most of Your Checking Account
Almost every adult has a checking account. Many of us may have more than one. Checking accounts are more than just a place to save and spend money, many come with additional benefits like saving perks, cash back promos and even protective services for you and your family. Choosing the right financial institution is a…
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3 Strategies to Help Reduce Debt
Debt is a tool, and it can be very useful when used properly. Borrowing money can help us buy our first car, get into our first home, or even pursue that degree for our dream job. But like any tool, it’s possible to get into trouble if we don’t understand how to use it. Taking…
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Your Next Big Move: Condo or House?
Figuring out where to live is a significant and costly decision everyone has to make at some point. If you want to purchase a property to make your home, condominiums, and houses are what you want to look at. Each has pros and cons, and depending on your lifestyle, you may lean towards one over the other. The…
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Tips to Combat Overconsumption
What is overconsumption? Overconsumption happens when we buy more stuff than we need. If you’re perpetually on the internet like most, you’ve probably seen restock videos, unboxing videos, shopping hauls, and influencer must-haves. These are items that influencers, who have a large following on social media, often promote as essential or trendy, leading their followers…
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5 Ideas for a Seasonal Financial Refresh
The Spring season is associated with rebirth and renewal– the Earth is defrosting as the weather warms, flowers are blooming, and the days are getting longer. Many take this opportunity to clean and declutter after a long winter. This season is an excellent time to do a lifestyle refresh, especially regarding your finances. For those…
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4 Reasons to Bank with a Credit Union
There’s a growing interest among consumers to support and do business with ethical companies, and there are many companies that want to be ethical and still maintain steady business growth. Because of this, there’s a movement spreading called conscious capitalism, promoting the idea that businesses within a capitalist system can seek financial growth and…
