It’s no secret that if you have a smart phone and you need to fill a need, there’s an app for that. App Stores are filled with thousands of useful mobile apps to help you work, exercise, eat, play and everything in between. A big category in mobile apps is finance. Here are the top four apps to help manage your money. 

• Your personal bank’s mobile app. Use the app to look up checking account balances, make transfers, activate purchase rewards, pay bills, and deposit checks remotely. 
  
• The “Balance My Checkbook” app. Remember back in the day when your parents would use a check register to balance their checking account? Well, this is similar, just on your phone. The one negative thing about banking in general is that transactions don’t always show up at once in your account. If you write someone a check today, you may not see that transaction in online banking until that check clears which could take days or even weeks! Subtracting that check amount from the balance in your account before the check clears can be tough to do in your head. Registering that check in Balance My Checkbook is a great way to track your checks and other expenses so that you can balance your checking account in real time and know exactly how much money you have to spend. Balance My Checkbook is rated 4.3 Stars with 848 reviews. 
  
• The “Every Dollar” app. Everyone should have a budget. A budget is nothing more than a map that shows you what to do with your money. The best part about a budget is that for the most part, you get to decide where your money goes. Every Dollar is a great app to help make your budget and get your personal finances back in order. Every Dollar uses a zero-based budgeting approach, where every dollar you budget is assigned a job. A bonus is that you can access your budget from multiple devices. Every Dollar is rated 4.8 stars with a whopping 41,000 reviews. 
  
• The “Bills Manager & Reminder” app. The app will conveniently remind you when it is time to pay the bill and once you’ve paid it, you go into the app and check it off your screen to make it go away. The bill will appear again next month or whenever you told it to re-appear. This works perfectly if you have a bill that you don’t pay monthly but maybe every six months or every year. You tend to forget about those bills but this will stop that from happening once you enter it in the app. The only drawback is that some bills aren’t the same amount every month. For example, your electric bill can fluctuate throughout the year, so the first time you set it up and it asks you how much is due, keep in mind that it may not be that much, or it may be more.