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7 Smart Money Moves to Make Before Buying a House
Finding the right house can be challenging. For many buyers, it’s a process that’s hard to predict and, in many cases, can take longer than expected. The good news is that the waiting period doesn’t have to be a waste of time. In fact, a few smart financial moves now can put you in a much stronger position when it’s finally time to make that offer. If you’re one…
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4 Smart Ways to Use a HELOC
Your home isn’t just where life happens—it can also be one of your most powerful financial tools. A Home Equity Line of Credit (HELOC) lets you tap into the value you’ve already built in your house, giving you flexible access to cash when you need it most. But too often, homeowners overlook just how strategic a HELOC can be…
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Your Next Big Move: Condo or House?
Figuring out where to live is a significant and costly decision everyone has to make at some point. If you want to purchase a property to make your home, condominiums, and houses are what you want to look at. Each has pros and cons, and depending on your lifestyle, you may lean towards one over the other. The…
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5 Things to Consider When Buying a Home
Buying a home is one of the most significant financial decisions ever. It’s natural to have concerns and questions about the process, from finding the right house to securing a mortgage. Suppose you’re ready for this journey but need help understanding where to start. Here are five things that you should consider before buying a…
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Reasons to Borrow Local When you Buy Local
Buying a new home is a big step so it’s fairly important you’re making this journey with a reputable, credible financial institution. Triangle Credit Union was voted Best Mortgage Lender of 2024 by New Hampshire Union Leader Readers because our local experts make the homebuying process a pleasant and enjoyable experience. Here are some reasons…
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What is PMI, and When Do You Need It?
When you’re looking into the costs of buying a home, you’re likely familiar with the interest rate, downpayment, and even closing costs. But how familiar are you with the PMI that might be included in your monthly payment? If you’re curious about what PMI is and whether or not you’ll have to pay for it,…
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4 Surprising Benefits of Adjustable-Rate Mortgages
If you’re hoping to own a home one day, financing is one of the main decisions you’ll need to make. There’s no one size fits all solution for financing your new home and finding the right mortgage can be difficult and intimidating. One of the biggest questions concerning mortgage options is whether to choose a…
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What to Expect During the Closing Process
Buying a house is an exciting chapter in your life, especially if you are a first-time homeowner! Purchasing a home is a lengthy process with many components and as a first-time homebuyer, you may be overwhelmed by all the information and homebuying steps which is why we created our Mortgage Madness series. The fourth and…
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The Importance of Home Inspections for a First Time Homebuyer
If you’ve been following along with our Mortgage Madness series, you’ve learned the most important steps to take to find your dream home and how to go about securing financing for it. The next step in the process is to make sure the home you want to buy is in good shape before you make…
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3 Steps to Finding Your Dream Home
Are you ready to start the homebuying process? The second installment in our Mortgage Madness series focuses on the steps you should take to find your dream home. Deciding who is on your team goes deeper than just your lender and your real estate agent. When forming your team, you need to consider everything that…
