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Protect Yourself, Protect Your Money
With so many online banking services available today, consumers are no longer relegated to banks or credit unions at the end of the street. How does one decide which financial institution or product is right for them? Often that decision is decided by the value-added benefits of the financial product. As an example, let’s explore…
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Financial Resources for a Fresh New Year
To improve and learn, you need to find credible resources. Today, there are so many different avenues to find anything you have an interest in. This might be the year you want to increase your net worth, get your finances more organized, save more money, or get out of debt. Fortunately, there are so many…
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President’s Message – Winter 2024
A. Scott MacKnight, CEO/President It is hard to believe we are celebrating a new year already! This time last year, the economists were predicting a recession in the first quarter, rates would decrease in 2023, and inflation would be at 2% by the end of the year. Well, they were wrong in all cases. They…
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How To Prepare For A No Spend January
The New Year is right around the corner which means many people are sitting down to plan out their resolutions. Some choose to start a new diet or exercise routine while others set financial goals. One goal you may want to consider participating in is a no-spend challenge. A no spend challenge can last for…
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Important Financials to Review Annually
As 2023 comes to an end, it’s a great time to think about your financial goals and plan for the New Year. Taking some time in the next month or so to look ahead at your budget, credit, and investments is the best way to help you define your financial objectives, recognize your financial success…
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How To Avoid Overspending this Holiday Season
If you want to avoid spiraling out of financial control due to the holiday spending frenzy, the best thing you can do to keep control is to start with a budget. Creating a budget will give you more control over how much you spend by helping you strategize the best way to distribute your money.…
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5 Tips to Avoid Holiday Fraud
Holidays are a busy time for most of us. We’re wrapped up in the excitement of gift-giving, shopping, hosting, and prepping, there’s just so much to keep in mind when you’re maximizing your holiday experience. While we’re shopping for the perfect gift, hanging up the Christmas lights, or baking cookies with the family, someone else…
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Is Black Friday Worth The Hassle?
Some people love the hustle and bustle of the holiday shopping season. There’s an energy and excitement surrounding the rush to find the perfect holiday gift, and there’s no day more notoriously associated with holiday shopping than Black Friday. Whether you love or hate it, the Friday after Thanksgiving is THE day that the holiday…
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3 Tips To Keep Your Mobile Wallets Safe
Digital Wallet use is on the rise, and here is some staggering data. As of July 2023, there were 3.4 billion digital wallet users in 2022, growing to a projected 5.2 billion in 2026. An estimated 54% of e-commerce payments will be made via digital wallets by 2026. Almost half (49%) of global online transactions…
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One Simple Way to Save Money on Purchases
These days, more and more people may be cutting back on extra purchases to save money. If you’re one of them, you’re likely trying to find ways to stretch your dollar. You may have cut back on frivolous purchases, started making more meals at home, traveled less, and shopped the sales or clearance aisles. But…
