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Features of Mobile and Online Banking
Banking technology has evolved immensely over the years. What once began in the 1980’s with dial-up services to access accounts on your home computer has developed into the extensive, and somewhat essential, online and mobile banking we use today. Online Banking refers to transactions conducted through a financial institution’s website via a web browser on…
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Why Not Get Paid Two Days Early?
I know getting paid up to two days early from your employer may sound too good to be true, but this is possible for many people! Most companies send payroll information up to two days before funds arrive. If your credit union offers Early Paycheck (or a similar product/service), the credit union can release your…
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6 Reasons to Use Your Debit Card
I think it’s safe to say that we all love to spend money, and we certainly have a lot of options to choose from when we do so. When it comes to paying, credit and debit cards are the top preferred methods, but which one do people use more? According to a 2023 Forbes survey,…
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Is It Time to Move Your Money?
If you’re with a big bank that requires you to carry a hefty balance in your checking to avoid a maintenance fee, is it time for you to move your money? Financial institutions require a minimum deposit to open an account—whether that money is deposited into a savings or a checking so a minimum deposit…
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4 Easy Ways to Save Money in College
As summer begins to sunset, it’s time for college kids to start or return to the universities. This is an exciting time for many heading off to college! You might be moving away from home for the first time or maybe you’re heading back to school as a commuter ready to take the next year…
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7 Elements to Market Your Business on a Budget
When it comes to marketing your business, it doesn’t have to be expensive or complex to reach new potential customers. Marketing can make business owners feel intimidated and hesitant to take the next step. However, with certain sources, marketing your business couldn’t be much easier and once you have a plan, promoting your business will…
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6 Easy Ways to Protect Your Credit Cards
As credit card fraud continues to impact people year after year, it’s important to keep your cards and information as secure as possible. Fortunately, there are some very simple and easy things you can do to keep your cards, physically and virtually, out of fraudster hands. On the list of common types of identity theft,…
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Are Checking Accounts Obsolete in a Digital World?
The world of finance is ever-changing; the product that has probably changed the most is the checking account. According to our friends at NerdWallet, “Checking accounts are financial accounts that are used for day-to-day cash deposits and withdrawals. You can access your money with a debit card, through online transfers, or by writing checks.” Most of…
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7 Steps to Protect Your Business from Cyberattacks
Why does cybersecurity matter? According to the U.S. Small Business Administration, “Cyberattacks cost the U.S. economy billions of dollars a year and pose a threat to individuals and organizations.” Small businesses can be easy targets for cybercriminals, as they don’t have the security infrastructure that larger businesses do. Small businesses are three times more likely…
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Don’t Overpay on Cell Phone Insurance
A cell phone is an expensive investment so it’s a good idea to protect it—if you have cell phone insurance, you may be overpaying for the protection. Your cell phone has become a valuable asset—it’s where you store your contact information for family and friends, it’s your outlet to communicate, and with all your…
