Category: Lending Principles & Products

  • How To Know It’s Time To Buy a New Car

    How To Know It’s Time To Buy a New Car

    To buy or not to buy. That is the question.   Most of us have a car. We use our cars every day. For many people, it seems they’re getting a new car every other year. But for others, determining the right time to replace an existing car can be challenging. Have you been mulling over…

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  • 3 Steps to Maximize February Car Deals

    3 Steps to Maximize February Car Deals

    If you’re in the market for a car, you’ll have a lot of decisions to make. You’re probably hunting through car listings or scoping out nearby dealerships to pop by and maybe take a few cars for a test drive.   But did you know that the process of buying a car starts before you even…

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  • Are Paper Checks Still Relevant?

    Are Paper Checks Still Relevant?

    For many people today, it seems checks are becoming more and more a thing of the past. In fact, there are many people who don’t know how to write one.  With the changing tools in banking and newer tech like digital payment and transfer capabilities, is there any real need for checks anymore?   Believe it…

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  • ITMs and The Rise of Self-Service Banking

    ITMs and The Rise of Self-Service Banking

    As banking technology continues to advance, the focus of many institutions is on providing top-quality interactions with greater flexibility and control for you, the user. With the implementation of Interactive Teller Machines (ITMs), the goal is to provide more services and convenience while still maintaining human interaction and engagement.  With ITMs, you get the best…

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  • Features of Mobile and Online Banking

    Features of Mobile and Online Banking

    Banking technology has evolved immensely over the years. What once began in the 1980’s with dial-up services to access accounts on your home computer has developed into the extensive, and somewhat essential, online and mobile banking we use today. Online Banking refers to transactions conducted through a financial institution’s website via a web browser on…

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  • Why Not Get Paid Two Days Early? 

    Why Not Get Paid Two Days Early? 

    I know getting paid up to two days early from your employer may sound too good to be true, but this is possible for many people!   Most companies send payroll information up to two days before funds arrive. If your credit union offers Early Paycheck (or a similar product/service), the credit union can release your…

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  • Is It Time to Move Your Money?

    Is It Time to Move Your Money?

    If you’re with a big bank that requires you to carry a hefty balance in your checking to avoid a maintenance fee, is it time for you to move your money?   Financial institutions require a minimum deposit to open an account—whether that money is deposited into a savings or a checking so a minimum deposit…

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